What Bills Do You Have to Pay When you Live in an Apartment?

Home | Blog | What Bills Do You Have to Pay When you Live in an Apartment?
person with calculator paying bills

Reading Time: ( Word Count: )

If you’re planning to rent an apartment, there are a few financial line items you need to consider in addition to your monthly rent. This guide will take you through some of the basic items you could be expected to pay in addition to your base rent.

Standard Expenses

gas meter | phillyaptrentals.com

Some of the standard bills you will need to pay each month likely include –

  • base rent
  • water
  • sewer
  • gas (if applicable to your building as not all buildings have gas)
  • electric – this is for your lights and can also be for your appliances and heating and air conditioner, depending on if you have gas or not in the building
  • Internet/Cable/Phone (you can usually bundle these together)
  • pet fees (if applicable)
  • parking

Less Common Expenses

Some of the less common apartment bills include:

  • trash
  • amenity fees
  • valet trash – where a trash receptacle is dropped off and picked up at your door

Although you are generally expected to pay for utilities, who you pay will vary from building to building so it’s best to find out in advance. For example, in some instances, Internet fees may be included in your rental cost, and in others, you may have to pay an Internet service provider.

Be sure to check the lease to get a detailed idea of what costs are included as part of your rent and what is not so there are no surprises later. Do not have any verbal agreements – always get everything in writing to eliminate the chance of any miscommunication or dispute with your landlord.

apartment fitness center | www.phillyaptrentals.com

If there are specific amenities in the building like fitness centers and swimming pools, then those might be separate costs too. If you rent a house, you may have to pay for services like lawn care and yard maintenance.

Before you sign the lease on any rental agreement, be sure to find out exactly what you need to pay for and get an estimate of how much each item costs so you can better plan your overall rental budget by taking all outgoing costs into account. The leasing agent should be able to give you some rough estimates based on past history of the property.

Should you take renter’s insurance?

In addition to all the costs mentioned, renter’s insurance might be another one you need to consider. Renter’s insurance can be a good way to protect your personal belongings in case of an issue like a theft or flood that is typically not covered under the Landlord’s insurance policy. Not having this type of insurance could leave a large dent in your savings if you need to replace damaged or stolen items.

Renter’s insurance is a security blanket to help make sure you don’t have to pay significant out-of-pocket expenses. It is relatively affordable and costs between $10 and $40 per month depending on what you intend to cover. Naturally, the more items you choose to cover, the more expensive your insurance premiums will be.

To summarize, rent is not the only expense you need to consider. There are other fees including utilities renter’s insurance that must be considered. Though they are not included in your rent, they must be part of your monthly budget.


* indicates required

Don't Forget to Share this post! If you like it!

Fidelity Management – Our content has been featured or mentioned nationally by some of the industry’s best websites including:
ApartmentGuide | Rent.com | MyFirstAmartment | RENTCafe | The Balance …and many more



Finding an Apartment


Leasing an Apartment

Living in an Apartment

Moving Into an Apartment


Things to Do In Philly

News and Announcements

Editor’s Picks

Ben Franklin Bridge leading into Philadelphia at sunset


Stay a Smart Renter. Join the Group!

* indicates required

Related Articles

Decorating Ideas for Smaller Apartment Bathrooms

Decorating Ideas for Smaller Apartment Bathrooms

When it comes to the bathroom, many tenants feel that decorating is a big challenge due to its small size and lack of flexibility. Thankfully, bathroom decor doesn't have to be complicated. There are plenty of ways tenants can spruce up their bathrooms without...

read more
Can I Sublet My Apartment?

Can I Sublet My Apartment?

If you are renting an apartment and have considered subletting, you’ve come to the right place. What Is Subletting? Since you found this article, you might already know what subletting is. But just in case, subletting is a term used to define the act of releasing your...

read more
Skip to main content
Share via
Copy link
Powered by Social Snap