When you move into a new place, you need your mail to follow you. But what is the list of places you need to update when you’re moving?
The best approach to creating and updating a list of addresses is a systematic one, one where you write down all the individuals and organizations that will need to be told you’re moving and then check them, off one by one, after the updates are mailed out. Failure to do so could lead to late payments, penalties, or worse.
Below is a list of places where you should update your address when moving.
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The United States Postal Service
Redirecting your mail ensures important letters and bills are sent to your new address so you don’t miss them and experience inconveniences or fines. You also don’t want personal information to end up with the wrong people, which is why you need to redirect your mail. You simply need to visit the USPS website and follow the steps provided to officially change your address with them (note: they will likely charge a nominal fee of $1.05).
Banks and Credit Providers
You will naturally want to access your credit and debit accounts with your bank so make sure you notify them before you move for the smoothest transition. Make sure you update your online banking details and investment accounts to avoid any inconvenience later. This may require providing them with proof of new address.
Whether you have a home loan, personal loan or car loan (or all), you will need to let your loan providers know of your address change so that any communication can be directed to you without any delay.
Other Financial Institutions
If you have any investment, brokerage accounts, financial advisors, or others, you should make a list and update those financial institutions too. Each may have its own process.
You will also need to let the IRS know about your change of address. You can print and mail the IRS form for changing your address. Follow the latest instructions from the IRS to ensure you meet their requirements. For your state and local tax agency, go to the specific website and look for directions.
If you receive medical and Social Security benefits or from any other government agency, you will need to inform them of your new address. Ask each entity their policy for updating addresses.
Professionals Like Attorneys and Accountants
If you regularly deal with professionals like accountants and attorneys, then you will also need to let them know that your address has now changed to receive timely and accurate information from them.
You probably have multiple insurance providers – car, health, content, renter’s insurance, and more. Make sure they all update their records to reflect your new address information to avoid disputes, late charges, penalties, and worse. If you are moving to a rental apartment, you may need to have renter’s insurance, if you moved from one rental apartment to another, there may be different requirements that require modifying your existing policy to adhere to the new community’s lease requirements.
Doctor’s Office and Health Professionals
You’ll need to notify your local doctor’s office about your move and possibly get a referral to another practice if you’re out of the area. Consider other health professionals you might use as well, including veterinarians.
It’s important to let your employer know about your new change of address so they can update their records.
Schools and Educational Institutions
If you have children, you’ll naturally want to let both the old and new schools aware of your change in residency. Also, don’t forget about any religious institutions or non-profits you are involved in.
Let utility providers like electricity companies, cable companies, gas companies, and phone companies know of your new change of address and/or date to shut off utilities at your previous address. Some providers, like cable providers, might give you the opportunity to transfer your account to the new address. Be sure to arrange the shut-off date of utilities at the previous address for the last possible date so that you retain access to heating/air and light, etc.
If you have subscriptions to magazines and newspapers, it’s always a good idea to let them know of your address change so your subscriptions reach you timely. Don’t wait until the last minute, allow enough time for this transition.
Millions of people use Amazon Prime. If you use Amazon, start there and update your address. What other online accounts should you update? Hulu, NetFlix, Spotify, Sirius radio, and more.
You will need to let the DMV know of your address change so they can update this information in their records. Check with your local DMV about how you need to make this change, which may either be via email, in person, or in a form.
Friends and Family
Perhaps you send out an email, e-card, or quick letter notifying your friends and family of your new address. If nothing else, you can help ensure your future holiday cards won’t get lost in the mail.
You might also need to update your voter registration. Check with your local municipality.
Changing your address before you move can save you from major hassles and fines in the future.